Big News: Ramadan Nigehban Package Card 2026 – Complete Details, Budget, ATM Cards & PSER Survey Process

The Punjab Government has officially launched the Ramadan Nigehban Package Card 2026, a large-scale social welfare initiative designed to provide financial relief to deserving and low-income families during the holy month of Ramadan. With a total allocation of Rs. 30 billion, this program reflects the government’s continued commitment to protecting vulnerable households from the rising cost of living.

Unlike previous years, the Ramadan Nigehban Package 2026 introduces a card-based payment system, replacing traditional pay orders with special ATM cards. This shift aims to improve transparency, speed, and convenience, ensuring that assistance reaches beneficiaries in a dignified and timely manner.

The selection of beneficiaries is strictly based on the Punjab Socio-Economic Registry (PSER), making registration and verification mandatory for all eligible households.

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Ramadan Nigehban Package 2026 – Key Information Table

Category	Details
Program Name	Ramadan Nigehban Package Card 2026
Total Relief Budget	Rs. 30 Billion
Operational Budget	Rs. 4 Billion
Payment Method	ATM Cards
Bank Partner	Bank of Punjab
Eligibility Criteria	PSER Survey
Card Distribution	Tehsil-Level Camps
Last Date for PSER Registration	15 February 2026
Official Website	pser.punjab.gov.pk
Helpline Number	0800-02345

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Rs. 30 Billion Ramadan Relief Initiative

Punjab Government will distribute Rs. 30 billion among deserving families
The amount will be provided before the start of Ramadan
The aim is to reduce financial stress caused by inflation
Relief will help families manage essential household expenses during Ramadan

This initiative continues the government’s welfare vision under which targeted assistance is delivered directly to eligible citizens using verified data.

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Approval of Rs. 4 Billion Operational Budget

To ensure smooth and transparent implementation, the Punjab Government has requested approval for a Rs. 4 billion operational budget.

Rs. 3.5 billion allocated for administrative, technical, and financial operations
Funds will be managed through the Bank of Punjab (BOP)
Rs. 500 million reserved for public awareness and information campaigns
Budget supports logistics, card preparation, verification, and distribution systems

Government officials emphasize that this operational funding is essential for ensuring that relief reaches beneficiaries efficiently and without delays.

Introduction of ATM Cards Instead of Pay Orders

A major change in the Ramadan Nigehban Package 2026 is the replacement of pay orders with ATM cards.

Previous year assistance was issued through pay orders
In 2026, beneficiaries will receive Bank of Punjab ATM cards
Card-based payments allow instant cash withdrawal
Eliminates middlemen and reduces administrative hurdles

This digital payment approach ensures transparency and minimizes the chances of misuse or duplication.

Role of Bank of Punjab (BOP)

Bank of Punjab will prepare and manage special ATM cards
BOP will handle fund transfers and technical support
Banking operations will ensure secure and traceable payments
Coordination with government departments for smooth execution

The involvement of a government-owned bank strengthens trust and accountability in the system.

ATM Card Distribution at Tehsil Level

Cards will be distributed through special camps
Camps will be established at the Tehsil level
Beneficiaries can collect cards without long travel
Local distribution improves accessibility and efficiency

This decentralized model is designed to reduce congestion and provide equal access to all eligible households.

Importance of PSER Survey for Eligibility

The Punjab Socio-Economic Registry (PSER) is the foundation of the Ramadan Nigehban Package 2026.

PSER identifies deserving families using verified data
Only PSER-registered households qualify for the package
Prevents duplication and misuse of government funds
Ensures relief reaches genuine low-income families

Without PSER registration, applicants will not be considered for the Ramadan assistance.

How to Complete PSER Survey Online

Visit the official website pser.punjab.gov.pk
Register using CNIC and mobile number
Log in to access the PSER survey form
Provide accurate information about household income
Enter family size, employment status, and living conditions
Review all details carefully before submission

Accurate data increases the chances of eligibility and prevents disqualification.

Offline PSER Registration Option

For citizens without internet access:

Visit the nearest Union Council office
Local Government representatives will assist in registration
Original CNIC is required for verification
Data will be entered directly into the PSER system

This option ensures inclusivity for rural and underserved communities.

PSER Registration Deadline

Last date to complete PSER survey is 15 February 2026
Late registration may result in exclusion from the package
Early registration ensures timely verification
Government urges citizens to register immediately

Meeting the deadline is critical for receiving Ramadan relief.

Public Awareness Campaign

Rs. 500 million allocated for awareness campaigns
Campaigns will inform citizens about eligibility and registration
Media platforms used include TV, digital, and print
Focus on transparency and correct information dissemination

The goal is to ensure no deserving family is left uninformed.

Government’s Objectives Behind the Program

Provide timely financial support before Ramadan
Reduce the impact of inflation on low-income families
Promote transparency through digital systems
Strengthen data-driven welfare distribution
Ensure dignity and ease for beneficiaries

Officials state that modern data management systems are central to achieving these goals.

Official Helpline for Assistance

Citizens facing issues can contact the official helpline
Helpline Number: 0800-02345
Support available for PSER registration and package queries
Designed to resolve complaints and provide guidance

Conclusion

The Ramadan Nigehban Package Card 2026 is one of the most comprehensive welfare initiatives launched by the Punjab Government. With a Rs. 30 billion relief budget, ATM-based payments, and PSER-driven eligibility, the program ensures transparency, speed, and fairness.

By replacing pay orders with ATM cards and using verified socio-economic data, the government aims to deliver meaningful support to deserving families during Ramadan. Eligible citizens are strongly encouraged to complete their PSER survey before 15 February 2026 to benefit from this important relief program.