Latest Update: Chief Minister Livestock Card 2026 for Farmers Interest Free Loans and Animal Feed New Update

The CM Punjab Livestock Card 2026 is a flagship welfare scheme launched by the Government of Punjab to support small and medium-scale livestock farmers. This program provides interest-free loans to help farmers buy animal feed and other essential livestock supplies. The main purpose of the scheme is to improve milk and meat production, strengthen rural income, and support sustainable livestock farming.

Under this initiative, eligible farmers can access easy credit without paying any interest. The Punjab Government pays all profit and service charges, while farmers only return the principal amount. This makes the Livestock Card one of the most farmer-friendly loan schemes in Punjab.

Feature	Details
Scheme Name	CM Punjab Livestock Card
Loan Type	Interest-Free
Loan Amount	Rs. 135,000 to Rs. 540,000
Rate per Animal	Rs. 27,000
Purpose	Feed, silage, minerals
Repayment Start	Around 7th month
Eligible Animals	5–10 (up to 20 in Phase 2)
Application Method	BOP Bank

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Loan Amount and Purpose of CM Punjab Livestock Card

The loan amount under the CM Punjab Livestock Card depends on the number of animals owned by the farmer. The government provides financial support based on a fixed rate per animal.

Minimum loan starts from Rs. 135,000
Maximum loan can go up to Rs. 540,000
Standard rate is Rs. 27,000 per animal
Loan is strictly for livestock-related expenses

The loan can only be used to purchase:

Wanda (concentrate feed)
Silage
Mineral mixtures

All purchases must be made from registered and approved local feed dealers to ensure quality and transparency.

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Interest-Free Loan and Repayment Terms

One of the strongest features of the CM Punjab Livestock Card 2025–2026 is that it is completely interest-free. Farmers do not have to worry about markup or hidden charges.

No interest or profit charged to farmers
Punjab Government pays all interest costs
Usage period is 4 to 6 months
Grace period is provided after usage
Repayment usually starts from the 7th month

This repayment structure gives farmers enough time to improve animal health and production before starting loan repayment.

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Eligibility Criteria for CM Punjab Livestock Card

To ensure that only deserving farmers benefit, the Punjab Government has set clear eligibility criteria.

Applicant must be a resident of Punjab
Must own at least 5 to 10 male calves or young stock
In Phase 2, ownership can be up to 20 animals
Valid CNIC is mandatory
Mobile SIM must be registered on applicant’s CNIC
Clean credit history verified through E-CIB
Registration in Livestock Department SPMS-9211 system

Farmers who meet these conditions can move forward with the application process.

How to Apply for CM Punjab Livestock Card 2025–2026

The application process is simple and accessible for farmers across Punjab. Multiple options are available to apply.

SMS Method: Send your CNIC number to 8070
In-Person: Visit the nearest Government Veterinary Hospital
Livestock Office: Apply at your district Livestock Department office
Bank Option: Visit any Bank of Punjab (BOP) branch

After application:

The Urban Unit conducts physical verification
Animals and farmer details are verified
Approved applicants receive the Livestock Card

Official information is available at:
https://smu.punjab.gov.pk

Benefits of CM Punjab Livestock Card for Farmers

The CM Punjab Livestock Card offers long-term benefits for rural communities and the livestock sector.

Improved animal health and nutrition
Increased milk and meat production
Stable income for farmers
Reduced dependency on informal loans
Transparent and biometric-based system

This scheme supports farmers in growing their livestock assets and improving their overall quality of life.

Conclusion

The CM Punjab Livestock Card 2025–2026 is a powerful initiative aimed at strengthening Punjab’s livestock sector. By offering interest-free loans, easy repayment terms, and transparent verification, the program provides real support to farmers. With financial help for quality feed and proper nutrition, farmers can improve productivity and income. This scheme plays a key role in rural development and long-term agricultural growth in Punjab.

FAQs

Q1: Is the CM Punjab Livestock Card loan completely interest-free?
Yes, the loan is 100% interest-free. Farmers only repay the principal amount.

Q2: How much loan can a farmer get under this scheme?
Farmers can receive between Rs. 135,000 and Rs. 540,000 depending on the number of animals.

Q3: How can I apply for the Livestock Card?
You can apply by sending your CNIC to 8070, visiting a livestock office, or going to a Bank of Punjab branch.

Q4: When does loan repayment start?
Repayment usually begins around the 7th month after a grace period.