Latest News! How To Apply For Parwaz Card 2026

The Parwaz Card January 2026 is a flagship welfare and empowerment program launched by the Punjab Government under Chief Minister Maryam Nawaz Sharif. The CM Punjab Parwaz Card is designed to support youth empowerment, overseas employment, and small business growth through interest-free loans and skill development opportunities. This program is especially important for unemployed youth and small entrepreneurs who lack financial resources.

In January 2026, the Parwaz Card program has been expanded and improved. The government introduced a digital application system and divided the scheme into two main categories. One category focuses on overseas employment, while the other supports local business and startups under Asaan Karobar. Both categories offer interest-free loans, making the Parwaz Card apply online option very attractive for deserving applicants.

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Key Overview of Parwaz Card January 2026

Point	Details
Program Name	CM Punjab Parwaz Card
Launch Year	January 2026
Province	Punjab
Main Purpose	Youth & Business Support
Loan Type	Interest-Free
Categories	Overseas & Business
Application Mode	Online
Government Authority	Punjab Government

The Parwaz Card January 2026 is one of the most ambitious youth-focused programs in Punjab.

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Parwaz Card for Overseas Employment January 2026

The Parwaz Card for Overseas Employment is specially created for young people who want to work abroad but cannot afford initial expenses. This category of the CM Punjab Parwaz Card supports overseas jobs in countries like UAE, Saudi Arabia, Italy, and the UK.

Key benefits of the Parwaz Card overseas employment category include:

Interest-free loans up to Rs. 1,000,000
Financial help for:
- Visa processing
- Passport fees
- Air tickets
Free skill development programs
Free language courses such as:
- English
- Arabic
- German

This category of the Parwaz Card January 2026 helps youth secure better-paying jobs abroad and support their families.

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How to Apply for Parwaz Card Overseas Employment

The Parwaz Card apply online process for overseas employment is simple and digital. Applicants must complete online registration through the official government platform.

Steps to apply for CM Punjab Parwaz Card for Overseas Employment:

Visit the official Punjab Government portal
https://parwaz.punjab.gov.pk
Register using your CNIC and a mobile number registered in your name
Enter your educational details (minimum Middle or Matric)
Select the country where you want to work
Upload required documents:
- CNIC copy
- Punjab domicile
- Skill or experience certificates (if available)
Submit the application and wait for verification

After submission, applicants may receive a verification call or SMS from official government numbers.

Parwaz Card for Business (Asaan Karobar) January 2026

The Parwaz Card for Business, also known as Asaan Karobar Scheme, is designed for small business owners and startups in Punjab. This category of the CM Punjab Parwaz Card provides interest-free loans to help people start or expand businesses.

Main benefits of the Parwaz Card business loan include:

Interest-free loans up to Rs. 3,000,000
Support for startups and existing small businesses
Special quotas for:
- Women entrepreneurs
- Transgender individuals
Flexible loan tiers based on business size

This category of the Parwaz Card January 2026 promotes self-employment and economic growth.

Eligibility and Application for Parwaz Card Business Loan

To apply for the Parwaz Card Asaan Karobar, applicants must meet specific eligibility requirements set by the Punjab Government.

Eligibility requirements for CM Punjab Parwaz Card Business:

Must be a resident of Punjab
Age limit: 25 to 55 years
Must be a tax filer
NTN registration is mandatory
Business plan submission is required

Applications for the Parwaz Card business loan are processed through the Bank of Punjab (BOP) and the official Punjab portal. Applicants can choose Tier-1 loans (up to Rs. 5 lakh without collateral) or Tier-2 loans (above Rs. 5 lakh with security).

Parwaz Card Categories

Feature	Overseas Employment	Business (Asaan Karobar)
Target Group	Youth (18–45)	Entrepreneurs (25–55)
Max Loan	Rs. 1,000,000	Rs. 3,000,000
Interest Rate	0%	0%
Main Purpose	Work Abroad	Start/Expand Business
Tax Filer Required	No	Yes
Skill Training	Yes	No
Apply Through	Online Portal	BOP & Portal
Collateral	Not Required	Required (Tier-2)

This comparison helps applicants choose the right Parwaz Card January 2026 category.

Important Tips for Parwaz Card Applicants January 2026

Applicants of the CM Punjab Parwaz Card should follow official instructions to avoid problems.

Important tips include:

There is no registration fee
Do not pay money to agents
Keep your CNIC and mobile number active
Ensure PSER registration for better eligibility
Respond to verification calls or messages

Using only official platforms increases approval chances for the Parwaz Card January 2026.

Conclusion

The Parwaz Card January 2026 under the CM Punjab Parwaz Card initiative is a powerful program for youth empowerment and economic development in Punjab. With interest-free loans for overseas employment and business growth, this scheme provides real opportunities for a better future. By choosing the right category and following the correct application process, eligible applicants can fully benefit from the Parwaz Card program.

FAQs:

Q1: What is the maximum loan amount under Parwaz Card January 2026?
Overseas applicants can get up to Rs. 1,000,000, while business applicants can receive up to Rs. 3,000,000.

Q2: Is Parwaz Card loan interest-free?
Yes, all loans under the CM Punjab Parwaz Card are completely interest-free.

Q3: Can women apply for Parwaz Card business loans?
Yes, special quotas are available for women and transgender individuals.

Q4: Is there any fee for Parwaz Card registration?
No, the Parwaz Card January 2026 application process is completely free.